FHA Self-Sufficiency Test (3–4 units)

Inputs

Results

Base Loan Amount:
Total Loan Amount:
P&I:
MIP:
Taxes:
Insurance:
Flood:
HOA:
Housing Expense:
Allowable Rent:
Self-Sufficiency Ratio (Expense / Allowable):
PASS / FAIL:

Disclaimer: This mortgage calculator provides estimates only and is not a guarantee of loan approval or terms. Your actual eligibility, rates, and loan options may differ based on your individual financial profile and lender requirements. To get a personalized assessment, please reach out to a licensed loan officer who can review your qualifications.

Don't just guess-timate, consult a licensed loan officer to get a real pre-approval.