DSCR Calculator

Determine if a property will qualify for a Debt Service Coverage Ratio loan: a loan that uses the rental income from the house to qualify for buying it. (These estimates rely heavily on the accuracy of the information you input into the tool. Your actual eligibility, rates, and loan options may differ based on your individual financial profile and lender requirements.)

Inputs

Purchase Price ($ total) Down Payment (%) Interest Rate (%) Term (years)

Property Taxes ($ per year) Homeowners Insurance Premium ($ per year) Flood Insurance Premium ($ per year) HOA Dues ($ per year)

Monthly Rental Income ($ per month)

Results

Base Loan Amount : —

P&I : —

MI : —

Taxes : —

Insurance : —

Flood : —

HOA : —

Total Expense : —

Rent : —

Cash Flow : —

DSCR : —

Quality : —

Disclaimer: This mortgage calculator provides estimates only and is not a guarantee of loan approval or terms. Your actual eligibility, rates, and loan options may differ based on your individual financial profile and lender requirements. To get a personalized assessment, please reach out to a licensed loan officer who can review your qualifications.

Don't just estimate, consult a licensed loan officer to get a real pre-approval.