Blog

Short, practical explainers to help you qualify smarter and faster.

What Is a DSCR Loan?

How lenders evaluate rental property income with DSCR — and how to improve your ratio.

FHA Self‑Sufficiency Test (3–4 Units)

What it is, what counts as rent, and how to pass.

Schedule E Gain/Loss & Your Mortgage

Why Schedule E can boost or torpedo your qualifying income — with examples.